Terms and conditions
· Terms dashboardNature of website content
The website provides general information concerning financial habits, money psychology, and related decision-making topics. Content is not tailored to individual objectives, financial situations, needs, obligations, or tolerance for uncertainty, and it does not constitute personal financial, legal, tax, or credit advice.
Permitted website use
The user may access the website for lawful, personal, and informational purposes. Website content must not be copied, altered, republished, distributed, sold, or used to create a competing service without the Company’s prior written permission, except where applicable law permits otherwise.
Intellectual property
The Company owns or licenses the website design, text, graphics, databases, trademarks, and other materials unless stated otherwise. No ownership or broader licence is transferred through website access. Limited viewing and temporary copying for personal reference do not transfer intellectual property rights.
Third-party resources
Information accuracy
User responsibility
The user remains responsible for evaluating website information and obtaining suitably qualified professional advice where a decision involves significant financial, legal, tax, or other consequences. The website does not assess personal circumstances or determine whether any option is appropriate.
Liability limitations
To the extent permitted by applicable law, the Company is not responsible for loss arising from reliance on incomplete, inaccurate, outdated, or unsuitable content, website interruption, technical failure, malicious activity, or external resources. Non-excludable rights and protections remain unaffected.
Changes to the website
Applicable law and severability
These terms are interpreted under applicable Australian law, subject to mandatory rights and protections that cannot legally be excluded or limited. If a provision is found unenforceable, the remaining provisions continue to operate to the extent permitted by law.
Questions concerning these terms may be submitted through the Company’s designated contact channel. The Company may review and respond according to the nature of the enquiry.